Medicare Advantage.
Medicare Advantage plans (Part C) come from private companies that contract with Medicare. They must cover the medically necessary services Original Medicare covers, and most include prescription drug coverage. Some add extras like dental, vision, or hearing.
Medicare Open Enrollment October 15 to December 7 · starts tomorrow
Every dateHow it works
You still have Medicare. The plan pays your claims instead of Original Medicare, under Medicare’s rules.
- NetworksMost plans are HMOs or PPOs: you usually see doctors and hospitals in the plan’s network.
- A yearly limitEvery plan caps what you pay out of pocket for covered services in a year.
- You keep paying Part BYour Part B premium continues, plus the plan’s premium if it has one.
- Plans change each yearCosts, networks, and drug lists can change every January.
Questions we go over with you
- Are my doctors in the network?Including the specialists and the hospital you would want.
- Are my prescriptions covered?And what each one would cost on the plan.
- What would a hospital stay cost me?The copays that matter when something happens.
- What if I travel?How the plan handles care away from home.
When you can join or switch
- When you first get Medicare: during your Initial Enrollment Period around your 65th birthday.
- Every fall: October 15 to December 7, for coverage that starts January 1.
- January 1 to March 31: if you are already on a Medicare Advantage plan, you can switch plans or return to Original Medicare once.
- Some life changes, like moving, open a Special Enrollment Period.
Want a second look at your plan?
We check your doctors and prescriptions against the plans we offer in your area. No fee, no obligation.
